BANKRUPTCY The following questions and their answers are some of the most widely asked in preparing to file for bankruptcy protection. This list is very limited, however, the information if useful so that a prospective debtor can understand what the bankruptcy protections and its chapter, can address. Questions: What is Chapter 13? When should I consider filing a Chapter 13? How can I pay for an attorney? Must I have credit counseling before bankruptcy? What about Foreclosure and can a Chapter 13 save my home from foreclosure? After a Sheriff Sale, can a Chapter 13 get my house back? But I can't afford my mortgage payments, so can Chapter 13 eliminate extend or reduce them? What if my mortgage company overcharges me? What if I owe the electric company, will they shut off my power? Can a bad check to a creditor be discharged in a chapter 13? What about automobiles that are currently being financed and are there a need to reaffirm any debts? What about Bankruptcy Choices for Small Businesses? At a minimum, what is expected from a Debtor in a Chapter 13? What exactly is the Section 341 -- Meeting of Creditors? What About False Statements And Fraudulent Debt Collection Practices? What Are Exemptions? What about Bankruptcy Choices for Small Businesses? Is there Chapter 11 for individuals? What is Chapter 7?
LAW OFFICES of JOESPH LUVARA    429 Forbes Avenue, Suite 600, Pittsburgh, Pennsylvania 15219    412-261-0497    Fax: 412-261-1793