What exactly is the Section 341 -- Meeting of Creditors? The Meeting of Creditors sounds scary, but generally speaking, it is not! Ordinary debtor should not dread it. Most of the time, few or even no creditors actually show. If they do, your attorney should be easily being able to handle them. The trustee presides over the meeting. The trustee will ask you questions about the reasons for filing and he will verify essential facts. It is therefore important that you come prepared. You can get a checklist as to what to bring for your legal counsel. Generally, these are the items that you will need to bring to a meeting of creditors. Things you made need to bring: A copy of your last tax return must be in the trustee's possession at least 7 days prior to the creditor's meeting, Proof of identification, which contains a picture. This needs to be a government pictured identification ID) and social security number. Proof of your income. Proof of income from rent, leases and other agreements. Proof of real estate value. Proof of outstanding balance on secured debt, such as- mortgages and car loans. Proof of insurance for all vehicles. Proof of other insurances such as fire insurance on real estate. IRA, stock and mutual fund accounts, annuities, savings account statements. Copies of lawsuit complaints for pending matters. Listing agreements if your house is presently being sold, copies.